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Unsecured Business Loans - Business term loans

Get an unsecured term business loan of up $350,000 from Stirling Investment Group

For Small business owners and Entrepreneurs, Stirling Investment Group is now offering conventional, fixed rate term loans in between $20,000 and up to $350,000. Our terms range from 1 to 4 years, with rates from 9% to 20%, and monthly/bi-weekly payments. With approvals in 24 hours, this is a great alternative to traditional bank lending. Let our unsecured business loans help your business grow. Whether you’re looking to expand, purchase inventory, hire more employees, or refinance existing debt, a Stirling Investment Group business term loan is an excellent solution.

Our program provides qualified borrowers with affordable terms and minimal documentation. Our loans are aimed at businesses that don’t want to risk their assets or don’t have any collateral to put up for the loan.

Have Questions? Give us a call at +1-800-438-9690.


Requirements for unsecured term loans between $100,001 and $199,999

Requirements for business term loans of $200,000 and $350,000

How To Apply for a Term Business Loan with Stirling Investment Group?

  • Step 1.

    Complete the business loan application form Fill the loan application form with basic details like your name, business name, industry type, business address, and other details of your company.

  • Step 2.

    Please take a look at the list of requirements, as the types of documents needed will vary based on the loan amount. But at a bare minimum, we will require the 4 most recent months of business bank statements.

  • Step 3.

    Approval process After completing the loan request form and providing the necessary documentation, you will receive an e-mail notifying whether you’ve been approved, if more information is needed, or if the term loan was declined. In the event of a decline, our loan specialists will work with you to identify other possible financing options.

Get approved for a low rate, unsecured business loan!

Stirling Investment Group’s Term Business Loans Features

Take a look at some of the features that our term loan program has for you:

What documents are required to apply for a term business loan?

What are Unsecured Business Loans?

An unsecured business loan is a funding solution that is issued and supported based only on the creditworthiness of the borrower and does not require any business or personal property or collateral to secure the loan. These types of loans require the borrower to show a good credit score, excellent financial history, and sufficient cash flow.

Stirling Investment Group offers three types of business loans; Small business term loans, Business Lines of Credit, and Merchant Cash advance.

Preferred Industries And Businesses
Preferred Industries And Businesses

Certain industries and business types will not be eligible for this program. Examples include: used or new car dealerships, banks and other lending/financial institutions, insurance carriers, mortgage companies, money service businesses, adult entertainment, cannabis related businesses, non-profit entities, government entities, and gambling services. Businesses in Nevada, North Dakota, and South Dakota are also ineligible for the term loan program.

When banks say no, we say yes!
Once your documents are received, our loan consultants will review them and issue approval within 3 business days

Let Stirling Investment Group’s  loan programs contribute to your business success. 

Our programs are a better alternative to bank loans, because we require minimal documentation and approve much more quickly.

With an unsecured business term loan from Stirling Investment Group, you can access up to $350,000 in working capital for any business purpose. Banks typically have very strict requirements, require extensive paperwork, and can take weeks (or sometimes even months) to approve. With Stirling Investment Group, we make business lending simple.

See why Stirling Investment Group’s unsecured business loans are different

Pros and Cons of Unsecured Business Term Loans Loans



Other types of Unsecured business loans


Business Term Loans Frequently Asked Questions

Here are the answers to the frequently asked questions about unsecured business loans and business term loans.

A. It is a type of loan that requires no collateral and lends against the cash flow of your business.

A. A business term loan, also known as traditional business loan, is a lump sum of capital that you pay back in regular installments at a fixed interest rate, over a period of 1 to 5 years.

A. A line of credit (LOC ) is a financial product with a preset borrowing limit that can be used at any time. The borrower can withdraw funds out as needed without going over the limit. as money is repaid, it can be borrowed again.

A. A merchant cash advance (or “MCA”) is an advance against future credit or debit card sales. This type of business financing is mainly for businesses whose revenue comes primarily from credit and debit card sales, such as restaurants or retail shops.

A. A fixed-rate term loan, also called just a term loan, is a type of loan where the interest rate stays the same for the loan’s entire term.

A. If you don’t have the assets to secure a business loan, an unsecured business loan may be your only option. You can get an unsecured business loan with Stirling Investment Group, just send us the last three month of business bank statements and fill out an online application. We will reply within 24 hours.

A. If your loan goes into full default, it means that your business credit score can be damaged. This can severely affect your ability to receive credit in the near future. If you’re in danger of defaulting, please contact us in hopes of working out a repayment plan.

A. Having a bad business credit score can be a great obstacle to receiving business funding. The first thing you should do is try to fix your business credit. While you fix your credit, you could either apply for a short-term secured loan. Stirling Investment Group has options for every situation, contact us and we will do our best to help you.

A. With Stirling Investment Group, you could get approved within 24 to 48 hours and get the funds in 1 – 3 business days.

A. Not for this type of loan. An unsecured loan is a type of financing where the borrower doesn’t have to put any collateral.

A. To qualify for one of Stirling Investment Group’s Term loans, you need to have minimum annual sales of $100,000, at least 1 Year in business, and a minimum credit score of 660.

A. The last three months of business bank statements.

A. Stirling Investment Group offers terms of terms of 1 to 4 years

A. We offer business term loans with rates starting at 9%. Your final interest rate for a business term loan will depend on your creditworthiness, your credit score, cash flow, time in business, etc. Contact us so that we can evaluate your situation and give you a free no-obligation quote.

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